Crypto (high risk) in the US
Crypto is high risk: prices can fall more than 80% and exchanges are not covered by FDIC or SIPC. If you buy any, keep it to a small amount you can afford to lose.
⚠️ High risk. No deposit or investor protection; prices can fall more than 80%. Registration with a regulator ≠ the investment is safe.
Comparison
| Product | Rate / return | Cost | Conditions | Promo end | Protection | Risk | Verified | Link |
|---|---|---|---|---|---|---|---|---|
| Coinbase | No return; price can fall >80% | pending verification | Fees vary by order type; check the official fee schedule. Availability may vary by state. | n/a | None (no FDIC or SIPC for crypto) | high Highly volatile, unprotected | ⏳ pending verification official source for Coinbase | |
| Kraken | No return; price can fall >80% | pending verification | Fees vary by order type; check the official fee schedule. Availability may vary by state. | n/a | None (no FDIC or SIPC for crypto) | high Highly volatile, unprotected | ⏳ pending verification official source for Kraken | Open Kraken →referral link: we may receive a bonus if you sign up |
Order: as collected, not a sponsored ranking. "Pending verification" values could not be confirmed on the official website and must not be used to decide. Sources: "official source" link in each row · how we read protection.
Not sure whether to save or invest? Take the Save, invest or both? quiz or read the basics.
Frequently asked questions
Is crypto on an exchange insured?
No FDIC or SIPC coverage applies to crypto assets.
Are fees the same everywhere?
No. Spreads and trading fees vary by platform and order type; check the official fee schedule.